Calculators

HDB buyer calculators

Free tools for anyone buying an HDB resale flat, each applying the published public rules to your numbers - not advice. More are on the way.

Affordability calculator

The maximum flat price your income and savings support under the MSR, TDSR and LTV rules - HDB or bank loan - matched to the towns that fit.

Buying
Loan repayment calculator

The monthly instalment, total interest and total cost of an HDB or bank home loan, from the loan amount, interest rate and tenure you enter.

Buying
Grant eligibility checker

Which CPF housing grants a first-timer may qualify for on a resale flat - the Family or Singles Grant, EHG and the Proximity Grant - with the published amounts.

Buying
Stamp duty (BSD/ABSD)

Buyer's Stamp Duty on the price, plus any Additional Buyer's Stamp Duty by buyer profile, at the published IRAS rates.

Buying

Start from what flats actually cost

Every calculator is more useful with a real price in hand. Browse current medians town by town, or read the guides on judging a fair price.

Prices by town →